- Medical Liens
Any auto accident injury caused by a third party, which requires medical care and treatment, is considered under a medical lien. A medical lien may cover many auto accident injuries, including car and motorcycle accidents. Here is a list of some of the injuries that may occur during an auto accident, which a medical lien may also cover:
When an auto accident is not a person's fault, there are steps to take to have the treatment covered by the responsible party or their insurance. The initial step is to file a personal injury claim with an attorney, which may result in a medical lien against the responsible party. According to the American Bar Association, "you have a negligence claim in a 'fault' state if you are injured by a driver who failed to exercise reasonable care because drivers have a duty to exercise reasonable care anytime they are on the road" (americanbar.org, 2016).
Typically, an attorney will facilitate the medical lien and work with the responsible party's insurance company to negotiate the amount covered. Essentially, a medical lien enables the injured person of the auto accident to have their medical care paid for by the other person's auto insurance. Also, medical liens allow the injured person to seek immediate medical attention without waiting months to receive their benefits.
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